LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,217
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$955/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$34,066
+HK$1,954/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,616
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,518
−HK$914/mo
Today · 4.125%
HK$35,432
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,864/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,260
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,388
−HK$1,146/mo
Today · 4.125%
HK$38,534
baseline
▲ 0.50% · 4.625%
HK$40,879
+HK$2,345/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,068/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,339
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,421
−HK$1,098/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$44,760
+HK$2,241/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,304
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,619
−HK$1,337/mo
Today · 4.125%
HK$44,956
baseline
▲ 0.50% · 4.625%
HK$47,692
+HK$2,736/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,912/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,062
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,325
−HK$1,280/mo
Today · 4.125%
HK$49,605
baseline
▲ 0.50% · 4.625%
HK$52,220
+HK$2,615/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,210/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,390
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,082
−HK$1,719/mo
Today · 4.125%
HK$57,801
baseline
▲ 0.50% · 4.625%
HK$61,318
+HK$3,517/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,602/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,509
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,132
−HK$1,646/mo
Today · 4.125%
HK$63,778
baseline
▲ 0.50% · 4.625%
HK$67,140
+HK$3,362/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,556/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,932 · Scale 2, in force from 26 Feb 2026)