LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,223
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,163
−HK$955/mo
Today · 4.125%
HK$32,118
baseline
▲ 0.50% · 4.625%
HK$34,072
+HK$1,954/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,236/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,623
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,524
−HK$915/mo
Today · 4.125%
HK$35,439
baseline
▲ 0.50% · 4.625%
HK$37,307
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,878/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,267
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,395
−HK$1,147/mo
Today · 4.125%
HK$38,542
baseline
▲ 0.50% · 4.625%
HK$40,887
+HK$2,345/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,084/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,347
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,429
−HK$1,098/mo
Today · 4.125%
HK$42,527
baseline
▲ 0.50% · 4.625%
HK$44,769
+HK$2,242/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,054/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,628
−HK$1,337/mo
Today · 4.125%
HK$44,965
baseline
▲ 0.50% · 4.625%
HK$47,701
+HK$2,736/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,930/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,072
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,334
−HK$1,281/mo
Today · 4.125%
HK$49,615
baseline
▲ 0.50% · 4.625%
HK$52,230
+HK$2,615/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,230/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,401
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,093
−HK$1,719/mo
Today · 4.125%
HK$57,812
baseline
▲ 0.50% · 4.625%
HK$61,330
+HK$3,518/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,624/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,521
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,144
−HK$1,646/mo
Today · 4.125%
HK$63,790
baseline
▲ 0.50% · 4.625%
HK$67,153
+HK$3,363/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,580/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,030 · Scale 2, in force from 26 Feb 2026)