LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,224
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$955/mo
Today · 4.125%
HK$32,119
baseline
▲ 0.50% · 4.625%
HK$34,073
+HK$1,954/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,238/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,624
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,525
−HK$915/mo
Today · 4.125%
HK$35,440
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,880/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,268
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,397
−HK$1,146/mo
Today · 4.125%
HK$38,543
baseline
▲ 0.50% · 4.625%
HK$40,888
+HK$2,345/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,086/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,348
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,430
−HK$1,098/mo
Today · 4.125%
HK$42,528
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,242/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,056/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,313
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,629
−HK$1,338/mo
Today · 4.125%
HK$44,967
baseline
▲ 0.50% · 4.625%
HK$47,703
+HK$2,736/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,934/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,073
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,335
−HK$1,281/mo
Today · 4.125%
HK$49,616
baseline
▲ 0.50% · 4.625%
HK$52,231
+HK$2,615/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,232/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,403
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,719/mo
Today · 4.125%
HK$57,814
baseline
▲ 0.50% · 4.625%
HK$61,332
+HK$3,518/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,628/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,522
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,145
−HK$1,647/mo
Today · 4.125%
HK$63,792
baseline
▲ 0.50% · 4.625%
HK$67,155
+HK$3,363/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,584/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,044 · Scale 2, in force from 26 Feb 2026)