LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,228
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,168
−HK$955/mo
Today · 4.125%
HK$32,123
baseline
▲ 0.50% · 4.625%
HK$34,078
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,246/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,628
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,530
−HK$915/mo
Today · 4.125%
HK$35,445
baseline
▲ 0.50% · 4.625%
HK$37,313
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,890/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,273
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$1,146/mo
Today · 4.125%
HK$38,548
baseline
▲ 0.50% · 4.625%
HK$40,893
+HK$2,345/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,096/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,354
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,436
−HK$1,098/mo
Today · 4.125%
HK$42,534
baseline
▲ 0.50% · 4.625%
HK$44,776
+HK$2,242/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,068/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,319
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,635
−HK$1,338/mo
Today · 4.125%
HK$44,973
baseline
▲ 0.50% · 4.625%
HK$47,709
+HK$2,736/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,946/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,079
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,342
−HK$1,281/mo
Today · 4.125%
HK$49,623
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,615/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,246/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,410
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,102
−HK$1,720/mo
Today · 4.125%
HK$57,822
baseline
▲ 0.50% · 4.625%
HK$61,340
+HK$3,518/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,644/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,530
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,154
−HK$1,647/mo
Today · 4.125%
HK$63,801
baseline
▲ 0.50% · 4.625%
HK$67,164
+HK$3,363/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,602/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,110 · Scale 2, in force from 26 Feb 2026)