LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,230
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,171
−HK$955/mo
Today · 4.125%
HK$32,126
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,252/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$915/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,276
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$1,146/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,346/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,357
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,439
−HK$1,098/mo
Today · 4.125%
HK$42,537
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,243/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,074/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,322
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,639
−HK$1,337/mo
Today · 4.125%
HK$44,976
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,737/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,952/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,083
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,281/mo
Today · 4.125%
HK$49,627
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,616/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,254/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,414
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,107
−HK$1,720/mo
Today · 4.125%
HK$57,827
baseline
▲ 0.50% · 4.625%
HK$61,345
+HK$3,518/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,654/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,536
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,159
−HK$1,647/mo
Today · 4.125%
HK$63,806
baseline
▲ 0.50% · 4.625%
HK$67,169
+HK$3,363/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,612/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,153 · Scale 2, in force from 26 Feb 2026)