LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,231
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,171
−HK$955/mo
Today · 4.125%
HK$32,126
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,252/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$915/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$1,869/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,277
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$1,146/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,346/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,357
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,440
−HK$1,098/mo
Today · 4.125%
HK$42,538
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,242/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,076/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,323
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,639
−HK$1,338/mo
Today · 4.125%
HK$44,977
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,736/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,954/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,084
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,281/mo
Today · 4.125%
HK$49,627
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,616/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,254/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,415
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,108
−HK$1,719/mo
Today · 4.125%
HK$57,827
baseline
▲ 0.50% · 4.625%
HK$61,346
+HK$3,519/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,654/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,536
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,160
−HK$1,647/mo
Today · 4.125%
HK$63,807
baseline
▲ 0.50% · 4.625%
HK$67,170
+HK$3,363/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,614/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,157 · Scale 2, in force from 26 Feb 2026)