LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,232
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$956/mo
Today · 4.125%
HK$32,128
baseline
▲ 0.50% · 4.625%
HK$34,083
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,256/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,633
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,535
−HK$915/mo
Today · 4.125%
HK$35,450
baseline
▲ 0.50% · 4.625%
HK$37,318
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,900/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,278
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,407
−HK$1,146/mo
Today · 4.125%
HK$38,553
baseline
▲ 0.50% · 4.625%
HK$40,899
+HK$2,346/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,106/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,359
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,442
−HK$1,098/mo
Today · 4.125%
HK$42,540
baseline
▲ 0.50% · 4.625%
HK$44,782
+HK$2,242/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,080/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,325
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,641
−HK$1,338/mo
Today · 4.125%
HK$44,979
baseline
▲ 0.50% · 4.625%
HK$47,716
+HK$2,737/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,958/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,086
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,349
−HK$1,281/mo
Today · 4.125%
HK$49,630
baseline
▲ 0.50% · 4.625%
HK$52,246
+HK$2,616/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,260/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,417
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,720/mo
Today · 4.125%
HK$57,830
baseline
▲ 0.50% · 4.625%
HK$61,349
+HK$3,519/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,660/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,539
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,162
−HK$1,647/mo
Today · 4.125%
HK$63,809
baseline
▲ 0.50% · 4.625%
HK$67,173
+HK$3,364/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,618/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,179 · Scale 2, in force from 26 Feb 2026)