LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,238
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$956/mo
Today · 4.125%
HK$32,134
baseline
▲ 0.50% · 4.625%
HK$34,089
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,268/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,541
−HK$915/mo
Today · 4.125%
HK$35,456
baseline
▲ 0.50% · 4.625%
HK$37,325
+HK$1,869/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,912/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,285
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$1,147/mo
Today · 4.125%
HK$38,561
baseline
▲ 0.50% · 4.625%
HK$40,907
+HK$2,346/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$77,122/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,367
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,450
−HK$1,098/mo
Today · 4.125%
HK$42,548
baseline
▲ 0.50% · 4.625%
HK$44,791
+HK$2,243/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$85,096/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,333
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,649
−HK$1,338/mo
Today · 4.125%
HK$44,987
baseline
▲ 0.50% · 4.625%
HK$47,725
+HK$2,738/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,974/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,095
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,358
−HK$1,281/mo
Today · 4.125%
HK$49,639
baseline
▲ 0.50% · 4.625%
HK$52,256
+HK$2,617/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,278/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,428
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,121
−HK$1,720/mo
Today · 4.125%
HK$57,841
baseline
▲ 0.50% · 4.625%
HK$61,360
+HK$3,519/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,682/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,550
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,174
−HK$1,648/mo
Today · 4.125%
HK$63,822
baseline
▲ 0.50% · 4.625%
HK$67,186
+HK$3,364/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,644/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,274 · Scale 2, in force from 26 Feb 2026)