LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,238
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,179
−HK$956/mo
Today · 4.125%
HK$32,135
baseline
▲ 0.50% · 4.625%
HK$34,090
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,270/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,640
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$915/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$1,869/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,286
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,415
−HK$1,147/mo
Today · 4.125%
HK$38,562
baseline
▲ 0.50% · 4.625%
HK$40,908
+HK$2,346/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$77,124/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,368
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,451
−HK$1,098/mo
Today · 4.125%
HK$42,549
baseline
▲ 0.50% · 4.625%
HK$44,792
+HK$2,243/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$85,098/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,334
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,651
−HK$1,338/mo
Today · 4.125%
HK$44,989
baseline
▲ 0.50% · 4.625%
HK$47,726
+HK$2,737/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,978/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,096
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,359
−HK$1,281/mo
Today · 4.125%
HK$49,640
baseline
▲ 0.50% · 4.625%
HK$52,257
+HK$2,617/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,280/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,429
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,122
−HK$1,720/mo
Today · 4.125%
HK$57,842
baseline
▲ 0.50% · 4.625%
HK$61,362
+HK$3,520/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,684/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,552
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,176
−HK$1,647/mo
Today · 4.125%
HK$63,823
baseline
▲ 0.50% · 4.625%
HK$67,188
+HK$3,365/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,646/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,288 · Scale 2, in force from 26 Feb 2026)