LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,240
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,180
−HK$956/mo
Today · 4.125%
HK$32,136
baseline
▲ 0.50% · 4.625%
HK$34,091
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,272/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,641
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,544
−HK$915/mo
Today · 4.125%
HK$35,459
baseline
▲ 0.50% · 4.625%
HK$37,328
+HK$1,869/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,918/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,288
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,416
−HK$1,147/mo
Today · 4.125%
HK$38,563
baseline
▲ 0.50% · 4.625%
HK$40,910
+HK$2,347/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$77,126/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,370
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,452
−HK$1,099/mo
Today · 4.125%
HK$42,551
baseline
▲ 0.50% · 4.625%
HK$44,794
+HK$2,243/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$85,102/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,336
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,652
−HK$1,338/mo
Today · 4.125%
HK$44,990
baseline
▲ 0.50% · 4.625%
HK$47,728
+HK$2,738/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,980/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,098
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,361
−HK$1,281/mo
Today · 4.125%
HK$49,642
baseline
▲ 0.50% · 4.625%
HK$52,259
+HK$2,617/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,284/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,431
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,125
−HK$1,720/mo
Today · 4.125%
HK$57,845
baseline
▲ 0.50% · 4.625%
HK$61,365
+HK$3,520/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,690/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,554
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,179
−HK$1,647/mo
Today · 4.125%
HK$63,826
baseline
▲ 0.50% · 4.625%
HK$67,190
+HK$3,364/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,652/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,308 · Scale 2, in force from 26 Feb 2026)