LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,241
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,182
−HK$955/mo
Today · 4.125%
HK$32,137
baseline
▲ 0.50% · 4.625%
HK$34,093
+HK$1,956/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,274/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,643
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,545
−HK$915/mo
Today · 4.125%
HK$35,460
baseline
▲ 0.50% · 4.625%
HK$37,330
+HK$1,870/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,920/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,289
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,418
−HK$1,147/mo
Today · 4.125%
HK$38,565
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,346/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$77,130/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,371
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,454
−HK$1,099/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$44,796
+HK$2,243/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,337
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,654
−HK$1,338/mo
Today · 4.125%
HK$44,992
baseline
▲ 0.50% · 4.625%
HK$47,730
+HK$2,738/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,984/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,100
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,363
−HK$1,282/mo
Today · 4.125%
HK$49,645
baseline
▲ 0.50% · 4.625%
HK$52,261
+HK$2,616/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,290/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,434
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,127
−HK$1,720/mo
Today · 4.125%
HK$57,847
baseline
▲ 0.50% · 4.625%
HK$61,367
+HK$3,520/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,694/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,557
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,181
−HK$1,648/mo
Today · 4.125%
HK$63,829
baseline
▲ 0.50% · 4.625%
HK$67,193
+HK$3,364/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,658/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,330 · Scale 2, in force from 26 Feb 2026)