LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,241
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,182
−HK$956/mo
Today · 4.125%
HK$32,138
baseline
▲ 0.50% · 4.625%
HK$34,093
+HK$1,955/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,276/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,643
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,546
−HK$915/mo
Today · 4.125%
HK$35,461
baseline
▲ 0.50% · 4.625%
HK$37,330
+HK$1,869/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,922/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,290
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$1,146/mo
Today · 4.125%
HK$38,565
baseline
▲ 0.50% · 4.625%
HK$40,912
+HK$2,347/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$77,130/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,372
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,455
−HK$1,098/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$44,796
+HK$2,243/mo
Deposit HK$5.30M · loan HK$7.96M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,338
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,655
−HK$1,338/mo
Today · 4.125%
HK$44,993
baseline
▲ 0.50% · 4.625%
HK$47,731
+HK$2,738/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,986/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,101
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,364
−HK$1,281/mo
Today · 4.125%
HK$49,645
baseline
▲ 0.50% · 4.625%
HK$52,262
+HK$2,617/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,290/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,435
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,128
−HK$1,720/mo
Today · 4.125%
HK$57,848
baseline
▲ 0.50% · 4.625%
HK$61,368
+HK$3,520/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,696/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,558
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,182
−HK$1,648/mo
Today · 4.125%
HK$63,830
baseline
▲ 0.50% · 4.625%
HK$67,194
+HK$3,364/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,660/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,336 · Scale 2, in force from 26 Feb 2026)