LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,244
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$956/mo
Today · 4.125%
HK$32,141
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,956/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,282/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,549
−HK$915/mo
Today · 4.125%
HK$35,464
baseline
▲ 0.50% · 4.625%
HK$37,334
+HK$1,870/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,928/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,293
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,422
−HK$1,147/mo
Today · 4.125%
HK$38,569
baseline
▲ 0.50% · 4.625%
HK$40,916
+HK$2,347/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,138/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,376
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,459
−HK$1,098/mo
Today · 4.125%
HK$42,557
baseline
▲ 0.50% · 4.625%
HK$44,800
+HK$2,243/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,114/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,342
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,338/mo
Today · 4.125%
HK$44,997
baseline
▲ 0.50% · 4.625%
HK$47,735
+HK$2,738/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,994/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,105
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,369
−HK$1,281/mo
Today · 4.125%
HK$49,650
baseline
▲ 0.50% · 4.625%
HK$52,267
+HK$2,617/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,300/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,440
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,133
−HK$1,721/mo
Today · 4.125%
HK$57,854
baseline
▲ 0.50% · 4.625%
HK$61,374
+HK$3,520/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,708/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,564
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,188
−HK$1,648/mo
Today · 4.125%
HK$63,836
baseline
▲ 0.50% · 4.625%
HK$67,201
+HK$3,365/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,672/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,385 · Scale 2, in force from 26 Feb 2026)