LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,249
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,190
−HK$956/mo
Today · 4.125%
HK$32,146
baseline
▲ 0.50% · 4.625%
HK$34,102
+HK$1,956/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,292/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,651
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,554
−HK$916/mo
Today · 4.125%
HK$35,470
baseline
▲ 0.50% · 4.625%
HK$37,339
+HK$1,869/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,940/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,299
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,428
−HK$1,147/mo
Today · 4.125%
HK$38,575
baseline
▲ 0.50% · 4.625%
HK$40,922
+HK$2,347/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,150/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,382
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,465
−HK$1,098/mo
Today · 4.125%
HK$42,563
baseline
▲ 0.50% · 4.625%
HK$44,807
+HK$2,244/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,126/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,348
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,666
−HK$1,338/mo
Today · 4.125%
HK$45,004
baseline
▲ 0.50% · 4.625%
HK$47,742
+HK$2,738/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,008/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,112
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,376
−HK$1,281/mo
Today · 4.125%
HK$49,657
baseline
▲ 0.50% · 4.625%
HK$52,275
+HK$2,618/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,314/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,448
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,141
−HK$1,721/mo
Today · 4.125%
HK$57,862
baseline
▲ 0.50% · 4.625%
HK$61,383
+HK$3,521/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,724/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,573
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,197
−HK$1,648/mo
Today · 4.125%
HK$63,845
baseline
▲ 0.50% · 4.625%
HK$67,211
+HK$3,366/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,690/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,458 · Scale 2, in force from 26 Feb 2026)