LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,253
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$956/mo
Today · 4.125%
HK$32,150
baseline
▲ 0.50% · 4.625%
HK$34,107
+HK$1,957/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,300/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,656
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,559
−HK$916/mo
Today · 4.125%
HK$35,475
baseline
▲ 0.50% · 4.625%
HK$37,345
+HK$1,870/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,950/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,304
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,433
−HK$1,147/mo
Today · 4.125%
HK$38,580
baseline
▲ 0.50% · 4.625%
HK$40,928
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,160/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,388
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,471
−HK$1,099/mo
Today · 4.125%
HK$42,570
baseline
▲ 0.50% · 4.625%
HK$44,814
+HK$2,244/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,140/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,354
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,672
−HK$1,338/mo
Today · 4.125%
HK$45,010
baseline
▲ 0.50% · 4.625%
HK$47,749
+HK$2,739/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,020/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,119
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,383
−HK$1,282/mo
Today · 4.125%
HK$49,665
baseline
▲ 0.50% · 4.625%
HK$52,282
+HK$2,617/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,330/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,456
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,150
−HK$1,721/mo
Today · 4.125%
HK$57,871
baseline
▲ 0.50% · 4.625%
HK$61,392
+HK$3,521/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,742/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,581
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,206
−HK$1,648/mo
Today · 4.125%
HK$63,854
baseline
▲ 0.50% · 4.625%
HK$67,220
+HK$3,366/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,708/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,529 · Scale 2, in force from 26 Feb 2026)