LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,258
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,199
−HK$956/mo
Today · 4.125%
HK$32,155
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,957/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,310/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,661
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,564
−HK$916/mo
Today · 4.125%
HK$35,480
baseline
▲ 0.50% · 4.625%
HK$37,350
+HK$1,870/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,960/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,309
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$1,147/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,394
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,477
−HK$1,099/mo
Today · 4.125%
HK$42,576
baseline
▲ 0.50% · 4.625%
HK$44,820
+HK$2,244/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,152/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,361
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,678
−HK$1,339/mo
Today · 4.125%
HK$45,017
baseline
▲ 0.50% · 4.625%
HK$47,756
+HK$2,739/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,034/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,126
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,390
−HK$1,282/mo
Today · 4.125%
HK$49,672
baseline
▲ 0.50% · 4.625%
HK$52,290
+HK$2,618/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,344/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,464
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,158
−HK$1,721/mo
Today · 4.125%
HK$57,879
baseline
▲ 0.50% · 4.625%
HK$61,401
+HK$3,522/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,758/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,590
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,215
−HK$1,649/mo
Today · 4.125%
HK$63,864
baseline
▲ 0.50% · 4.625%
HK$67,230
+HK$3,366/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,728/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,602 · Scale 2, in force from 26 Feb 2026)