LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,258
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,199
−HK$956/mo
Today · 4.125%
HK$32,155
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,957/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,310/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,564
−HK$916/mo
Today · 4.125%
HK$35,480
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$1,871/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,960/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,310
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$1,147/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,394
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,477
−HK$1,099/mo
Today · 4.125%
HK$42,576
baseline
▲ 0.50% · 4.625%
HK$44,821
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,152/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,361
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,679
−HK$1,339/mo
Today · 4.125%
HK$45,018
baseline
▲ 0.50% · 4.625%
HK$47,757
+HK$2,739/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,036/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,126
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,390
−HK$1,282/mo
Today · 4.125%
HK$49,672
baseline
▲ 0.50% · 4.625%
HK$52,291
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,344/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,464
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,158
−HK$1,722/mo
Today · 4.125%
HK$57,880
baseline
▲ 0.50% · 4.625%
HK$61,402
+HK$3,522/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,760/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,591
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,216
−HK$1,649/mo
Today · 4.125%
HK$63,865
baseline
▲ 0.50% · 4.625%
HK$67,231
+HK$3,366/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,730/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,608 · Scale 2, in force from 26 Feb 2026)