LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,264
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,205
−HK$957/mo
Today · 4.125%
HK$32,162
baseline
▲ 0.50% · 4.625%
HK$34,119
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,324/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,668
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,571
−HK$916/mo
Today · 4.125%
HK$35,487
baseline
▲ 0.50% · 4.625%
HK$37,358
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,974/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,317
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$1,148/mo
Today · 4.125%
HK$38,594
baseline
▲ 0.50% · 4.625%
HK$40,942
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,188/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,402
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,485
−HK$1,100/mo
Today · 4.125%
HK$42,585
baseline
▲ 0.50% · 4.625%
HK$44,829
+HK$2,244/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,170/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,369
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,687
−HK$1,339/mo
Today · 4.125%
HK$45,026
baseline
▲ 0.50% · 4.625%
HK$47,766
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,052/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,135
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,400
−HK$1,282/mo
Today · 4.125%
HK$49,682
baseline
▲ 0.50% · 4.625%
HK$52,301
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,364/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,475
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,169
−HK$1,722/mo
Today · 4.125%
HK$57,891
baseline
▲ 0.50% · 4.625%
HK$61,413
+HK$3,522/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$115,782/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,603
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,228
−HK$1,649/mo
Today · 4.125%
HK$63,877
baseline
▲ 0.50% · 4.625%
HK$67,244
+HK$3,367/mo
Deposit HK$1.33M · loan HK$11.94M · min. income ≈ HK$127,754/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,705 · Scale 2, in force from 26 Feb 2026)