LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,265
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,206
−HK$957/mo
Today · 4.125%
HK$32,163
baseline
▲ 0.50% · 4.625%
HK$34,120
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,326/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,669
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,572
−HK$916/mo
Today · 4.125%
HK$35,488
baseline
▲ 0.50% · 4.625%
HK$37,359
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,976/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,318
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,447
−HK$1,148/mo
Today · 4.125%
HK$38,595
baseline
▲ 0.50% · 4.625%
HK$40,944
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,190/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,403
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,099/mo
Today · 4.125%
HK$42,586
baseline
▲ 0.50% · 4.625%
HK$44,831
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,172/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,371
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,689
−HK$1,339/mo
Today · 4.125%
HK$45,028
baseline
▲ 0.50% · 4.625%
HK$47,767
+HK$2,739/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,056/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,137
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,401
−HK$1,283/mo
Today · 4.125%
HK$49,684
baseline
▲ 0.50% · 4.625%
HK$52,302
+HK$2,618/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,368/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,171
−HK$1,722/mo
Today · 4.125%
HK$57,893
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,522/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,786/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,605
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,230
−HK$1,649/mo
Today · 4.125%
HK$63,879
baseline
▲ 0.50% · 4.625%
HK$67,246
+HK$3,367/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,758/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$497,719 · Scale 2, in force from 26 Feb 2026)