LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,265
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,207
−HK$956/mo
Today · 4.125%
HK$32,163
baseline
▲ 0.50% · 4.625%
HK$34,120
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,326/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,670
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,573
−HK$916/mo
Today · 4.125%
HK$35,489
baseline
▲ 0.50% · 4.625%
HK$37,360
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,978/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,318
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,448
−HK$1,148/mo
Today · 4.125%
HK$38,596
baseline
▲ 0.50% · 4.625%
HK$40,944
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,192/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,404
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,100/mo
Today · 4.125%
HK$42,587
baseline
▲ 0.50% · 4.625%
HK$44,831
+HK$2,244/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,174/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,371
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,689
−HK$1,339/mo
Today · 4.125%
HK$45,028
baseline
▲ 0.50% · 4.625%
HK$47,768
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,056/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,138
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,402
−HK$1,282/mo
Today · 4.125%
HK$49,684
baseline
▲ 0.50% · 4.625%
HK$52,303
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,368/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,477
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,172
−HK$1,722/mo
Today · 4.125%
HK$57,894
baseline
▲ 0.50% · 4.625%
HK$61,416
+HK$3,522/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,788/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,606
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,231
−HK$1,649/mo
Today · 4.125%
HK$63,880
baseline
▲ 0.50% · 4.625%
HK$67,247
+HK$3,367/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,760/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,728 · Scale 2, in force from 26 Feb 2026)