LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,267
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$956/mo
Today · 4.125%
HK$32,165
baseline
▲ 0.50% · 4.625%
HK$34,123
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,330/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,672
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,575
−HK$916/mo
Today · 4.125%
HK$35,491
baseline
▲ 0.50% · 4.625%
HK$37,362
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,982/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,321
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,451
−HK$1,148/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,947
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,407
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,490
−HK$1,100/mo
Today · 4.125%
HK$42,590
baseline
▲ 0.50% · 4.625%
HK$44,835
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,180/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,374
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,693
−HK$1,339/mo
Today · 4.125%
HK$45,032
baseline
▲ 0.50% · 4.625%
HK$47,772
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,064/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,141
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,405
−HK$1,283/mo
Today · 4.125%
HK$49,688
baseline
▲ 0.50% · 4.625%
HK$52,307
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,376/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,481
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,176
−HK$1,722/mo
Today · 4.125%
HK$57,898
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,796/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,610
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,236
−HK$1,649/mo
Today · 4.125%
HK$63,885
baseline
▲ 0.50% · 4.625%
HK$67,252
+HK$3,367/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,770/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,765 · Scale 2, in force from 26 Feb 2026)