LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,268
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$956/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$34,123
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,673
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,576
−HK$916/mo
Today · 4.125%
HK$35,492
baseline
▲ 0.50% · 4.625%
HK$37,363
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,984/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,322
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,452
−HK$1,147/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,948
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,408
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,491
−HK$1,100/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$44,836
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,375
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,693
−HK$1,340/mo
Today · 4.125%
HK$45,033
baseline
▲ 0.50% · 4.625%
HK$47,773
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,066/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,142
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,406
−HK$1,283/mo
Today · 4.125%
HK$49,689
baseline
▲ 0.50% · 4.625%
HK$52,308
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,378/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,483
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,177
−HK$1,722/mo
Today · 4.125%
HK$57,899
baseline
▲ 0.50% · 4.625%
HK$61,422
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,798/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,611
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,237
−HK$1,649/mo
Today · 4.125%
HK$63,886
baseline
▲ 0.50% · 4.625%
HK$67,253
+HK$3,367/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,772/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,775 · Scale 2, in force from 26 Feb 2026)