LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,269
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,211
−HK$956/mo
Today · 4.125%
HK$32,167
baseline
▲ 0.50% · 4.625%
HK$34,125
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,334/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,577
−HK$916/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,323
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,453
−HK$1,148/mo
Today · 4.125%
HK$38,601
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,348/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,202/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,409
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,493
−HK$1,099/mo
Today · 4.125%
HK$42,592
baseline
▲ 0.50% · 4.625%
HK$44,837
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,184/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,377
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,695
−HK$1,339/mo
Today · 4.125%
HK$45,034
baseline
▲ 0.50% · 4.625%
HK$47,774
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,068/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,144
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,408
−HK$1,283/mo
Today · 4.125%
HK$49,691
baseline
▲ 0.50% · 4.625%
HK$52,310
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,382/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,484
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,179
−HK$1,722/mo
Today · 4.125%
HK$57,901
baseline
▲ 0.50% · 4.625%
HK$61,424
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,802/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,613
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,239
−HK$1,649/mo
Today · 4.125%
HK$63,888
baseline
▲ 0.50% · 4.625%
HK$67,256
+HK$3,368/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,776/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,791 · Scale 2, in force from 26 Feb 2026)