LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,269
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,211
−HK$957/mo
Today · 4.125%
HK$32,168
baseline
▲ 0.50% · 4.625%
HK$34,125
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,336/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,578
−HK$916/mo
Today · 4.125%
HK$35,494
baseline
▲ 0.50% · 4.625%
HK$37,365
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,988/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,323
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,453
−HK$1,148/mo
Today · 4.125%
HK$38,601
baseline
▲ 0.50% · 4.625%
HK$40,950
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,202/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,409
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,493
−HK$1,100/mo
Today · 4.125%
HK$42,593
baseline
▲ 0.50% · 4.625%
HK$44,838
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,186/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,377
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,695
−HK$1,340/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,775
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,144
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,409
−HK$1,282/mo
Today · 4.125%
HK$49,691
baseline
▲ 0.50% · 4.625%
HK$52,311
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,382/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,485
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,180
−HK$1,722/mo
Today · 4.125%
HK$57,902
baseline
▲ 0.50% · 4.625%
HK$61,425
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,804/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,614
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,240
−HK$1,649/mo
Today · 4.125%
HK$63,889
baseline
▲ 0.50% · 4.625%
HK$67,256
+HK$3,367/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,778/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,797 · Scale 2, in force from 26 Feb 2026)