LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,270
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,212
−HK$956/mo
Today · 4.125%
HK$32,168
baseline
▲ 0.50% · 4.625%
HK$34,126
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,336/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,675
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,578
−HK$916/mo
Today · 4.125%
HK$35,494
baseline
▲ 0.50% · 4.625%
HK$37,365
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,988/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,324
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,454
−HK$1,148/mo
Today · 4.125%
HK$38,602
baseline
▲ 0.50% · 4.625%
HK$40,951
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$77,204/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,410
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,494
−HK$1,099/mo
Today · 4.125%
HK$42,593
baseline
▲ 0.50% · 4.625%
HK$44,838
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.96M · min. income ≈ HK$85,186/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,378
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,696
−HK$1,339/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,741/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,145
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,410
−HK$1,282/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,312
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,486
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,181
−HK$1,722/mo
Today · 4.125%
HK$57,903
baseline
▲ 0.50% · 4.625%
HK$61,426
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,806/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,615
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,241
−HK$1,649/mo
Today · 4.125%
HK$63,890
baseline
▲ 0.50% · 4.625%
HK$67,258
+HK$3,368/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,780/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,807 · Scale 2, in force from 26 Feb 2026)