LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,272
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$957/mo
Today · 4.125%
HK$32,170
baseline
▲ 0.50% · 4.625%
HK$34,127
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,340/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,677
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,580
−HK$916/mo
Today · 4.125%
HK$35,496
baseline
▲ 0.50% · 4.625%
HK$37,367
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,326
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,456
−HK$1,148/mo
Today · 4.125%
HK$38,604
baseline
▲ 0.50% · 4.625%
HK$40,953
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,208/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,412
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,496
−HK$1,100/mo
Today · 4.125%
HK$42,596
baseline
▲ 0.50% · 4.625%
HK$44,841
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,192/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,699
−HK$1,339/mo
Today · 4.125%
HK$45,038
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,076/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,148
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,412
−HK$1,283/mo
Today · 4.125%
HK$49,695
baseline
▲ 0.50% · 4.625%
HK$52,314
+HK$2,619/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,390/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,489
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,184
−HK$1,722/mo
Today · 4.125%
HK$57,906
baseline
▲ 0.50% · 4.625%
HK$61,429
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,812/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,618
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,244
−HK$1,649/mo
Today · 4.125%
HK$63,893
baseline
▲ 0.50% · 4.625%
HK$67,261
+HK$3,368/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,786/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,834 · Scale 2, in force from 26 Feb 2026)