LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,273
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,215
−HK$956/mo
Today · 4.125%
HK$32,171
baseline
▲ 0.50% · 4.625%
HK$34,129
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,342/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,678
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,582
−HK$916/mo
Today · 4.125%
HK$35,498
baseline
▲ 0.50% · 4.625%
HK$37,369
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,996/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,328
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,458
−HK$1,148/mo
Today · 4.125%
HK$38,606
baseline
▲ 0.50% · 4.625%
HK$40,955
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,212/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,414
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,498
−HK$1,100/mo
Today · 4.125%
HK$42,598
baseline
▲ 0.50% · 4.625%
HK$44,843
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,196/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,382
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,701
−HK$1,339/mo
Today · 4.125%
HK$45,040
baseline
▲ 0.50% · 4.625%
HK$47,781
+HK$2,741/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,080/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,150
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,414
−HK$1,283/mo
Today · 4.125%
HK$49,697
baseline
▲ 0.50% · 4.625%
HK$52,317
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,394/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,492
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,187
−HK$1,722/mo
Today · 4.125%
HK$57,909
baseline
▲ 0.50% · 4.625%
HK$61,432
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,818/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,621
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,247
−HK$1,649/mo
Today · 4.125%
HK$63,896
baseline
▲ 0.50% · 4.625%
HK$67,265
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,792/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,857 · Scale 2, in force from 26 Feb 2026)