LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,274
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,216
−HK$957/mo
Today · 4.125%
HK$32,173
baseline
▲ 0.50% · 4.625%
HK$34,130
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,346/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,680
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$916/mo
Today · 4.125%
HK$35,499
baseline
▲ 0.50% · 4.625%
HK$37,370
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$70,998/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,329
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,459
−HK$1,148/mo
Today · 4.125%
HK$38,607
baseline
▲ 0.50% · 4.625%
HK$40,956
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,214/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,416
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,499
−HK$1,100/mo
Today · 4.125%
HK$42,599
baseline
▲ 0.50% · 4.625%
HK$44,844
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,198/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,384
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,702
−HK$1,340/mo
Today · 4.125%
HK$45,042
baseline
▲ 0.50% · 4.625%
HK$47,782
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,084/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,151
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,416
−HK$1,283/mo
Today · 4.125%
HK$49,699
baseline
▲ 0.50% · 4.625%
HK$52,319
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,398/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,493
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,188
−HK$1,723/mo
Today · 4.125%
HK$57,911
baseline
▲ 0.50% · 4.625%
HK$61,434
+HK$3,523/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,822/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,623
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,249
−HK$1,650/mo
Today · 4.125%
HK$63,899
baseline
▲ 0.50% · 4.625%
HK$67,267
+HK$3,368/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,798/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,873 · Scale 2, in force from 26 Feb 2026)