LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,276
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,218
−HK$957/mo
Today · 4.125%
HK$32,175
baseline
▲ 0.50% · 4.625%
HK$34,132
+HK$1,957/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,350/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,682
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,585
−HK$917/mo
Today · 4.125%
HK$35,502
baseline
▲ 0.50% · 4.625%
HK$37,373
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,004/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,331
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,461
−HK$1,149/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,959
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,418
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,502
−HK$1,100/mo
Today · 4.125%
HK$42,602
baseline
▲ 0.50% · 4.625%
HK$44,847
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,204/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,387
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,705
−HK$1,340/mo
Today · 4.125%
HK$45,045
baseline
▲ 0.50% · 4.625%
HK$47,785
+HK$2,740/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,090/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,155
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,419
−HK$1,283/mo
Today · 4.125%
HK$49,702
baseline
▲ 0.50% · 4.625%
HK$52,322
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,404/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,497
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,192
−HK$1,722/mo
Today · 4.125%
HK$57,914
baseline
▲ 0.50% · 4.625%
HK$61,438
+HK$3,524/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,828/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,253
−HK$1,650/mo
Today · 4.125%
HK$63,903
baseline
▲ 0.50% · 4.625%
HK$67,271
+HK$3,368/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,806/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,906 · Scale 2, in force from 26 Feb 2026)