LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,278
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$956/mo
Today · 4.125%
HK$32,176
baseline
▲ 0.50% · 4.625%
HK$34,134
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,352/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,684
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,587
−HK$917/mo
Today · 4.125%
HK$35,504
baseline
▲ 0.50% · 4.625%
HK$37,375
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,008/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,333
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,463
−HK$1,149/mo
Today · 4.125%
HK$38,612
baseline
▲ 0.50% · 4.625%
HK$40,961
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,224/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,504
−HK$1,100/mo
Today · 4.125%
HK$42,604
baseline
▲ 0.50% · 4.625%
HK$44,850
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,208/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,389
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,707
−HK$1,340/mo
Today · 4.125%
HK$45,047
baseline
▲ 0.50% · 4.625%
HK$47,788
+HK$2,741/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$90,094/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,157
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,422
−HK$1,283/mo
Today · 4.125%
HK$49,705
baseline
▲ 0.50% · 4.625%
HK$52,325
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.29M · min. income ≈ HK$99,410/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,500
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,195
−HK$1,723/mo
Today · 4.125%
HK$57,918
baseline
▲ 0.50% · 4.625%
HK$61,442
+HK$3,524/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,836/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,631
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,257
−HK$1,649/mo
Today · 4.125%
HK$63,906
baseline
▲ 0.50% · 4.625%
HK$67,275
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,812/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,934 · Scale 2, in force from 26 Feb 2026)