LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,279
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$957/mo
Today · 4.125%
HK$32,177
baseline
▲ 0.50% · 4.625%
HK$34,135
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,354/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,685
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,588
−HK$917/mo
Today · 4.125%
HK$35,505
baseline
▲ 0.50% · 4.625%
HK$37,376
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,010/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,334
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$1,148/mo
Today · 4.125%
HK$38,613
baseline
▲ 0.50% · 4.625%
HK$40,962
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,226/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,506
−HK$1,099/mo
Today · 4.125%
HK$42,605
baseline
▲ 0.50% · 4.625%
HK$44,851
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,210/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,390
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,339/mo
Today · 4.125%
HK$45,048
baseline
▲ 0.50% · 4.625%
HK$47,789
+HK$2,741/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,096/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,159
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,423
−HK$1,283/mo
Today · 4.125%
HK$49,706
baseline
▲ 0.50% · 4.625%
HK$52,326
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,412/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,502
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,197
−HK$1,722/mo
Today · 4.125%
HK$57,919
baseline
▲ 0.50% · 4.625%
HK$61,444
+HK$3,525/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,838/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,632
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,259
−HK$1,649/mo
Today · 4.125%
HK$63,908
baseline
▲ 0.50% · 4.625%
HK$67,277
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,816/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,948 · Scale 2, in force from 26 Feb 2026)