LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,279
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,221
−HK$957/mo
Today · 4.125%
HK$32,178
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,356/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,685
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$916/mo
Today · 4.125%
HK$35,505
baseline
▲ 0.50% · 4.625%
HK$37,377
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,010/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,335
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$1,149/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,506
−HK$1,100/mo
Today · 4.125%
HK$42,606
baseline
▲ 0.50% · 4.625%
HK$44,852
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,212/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,391
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,340/mo
Today · 4.125%
HK$45,049
baseline
▲ 0.50% · 4.625%
HK$47,790
+HK$2,741/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,098/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,159
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,424
−HK$1,283/mo
Today · 4.125%
HK$49,707
baseline
▲ 0.50% · 4.625%
HK$52,327
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,414/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,198
−HK$1,722/mo
Today · 4.125%
HK$57,920
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,525/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,840/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,634
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,260
−HK$1,649/mo
Today · 4.125%
HK$63,909
baseline
▲ 0.50% · 4.625%
HK$67,278
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,818/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,958 · Scale 2, in force from 26 Feb 2026)