LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,280
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$957/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$34,137
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,686
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,590
−HK$916/mo
Today · 4.125%
HK$35,506
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,012/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,336
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,466
−HK$1,149/mo
Today · 4.125%
HK$38,615
baseline
▲ 0.50% · 4.625%
HK$40,964
+HK$2,349/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,230/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,424
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,508
−HK$1,100/mo
Today · 4.125%
HK$42,608
baseline
▲ 0.50% · 4.625%
HK$44,853
+HK$2,245/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,216/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,392
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,711
−HK$1,340/mo
Today · 4.125%
HK$45,051
baseline
▲ 0.50% · 4.625%
HK$47,792
+HK$2,741/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,102/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,161
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,426
−HK$1,283/mo
Today · 4.125%
HK$49,709
baseline
▲ 0.50% · 4.625%
HK$52,329
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,418/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,504
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,200
−HK$1,722/mo
Today · 4.125%
HK$57,922
baseline
▲ 0.50% · 4.625%
HK$61,447
+HK$3,525/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,844/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,635
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,262
−HK$1,649/mo
Today · 4.125%
HK$63,911
baseline
▲ 0.50% · 4.625%
HK$67,280
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,822/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,973 · Scale 2, in force from 26 Feb 2026)