LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,281
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,223
−HK$956/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$34,138
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,687
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,590
−HK$917/mo
Today · 4.125%
HK$35,507
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,014/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,337
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,467
−HK$1,148/mo
Today · 4.125%
HK$38,615
baseline
▲ 0.50% · 4.625%
HK$40,965
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,230/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,424
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,508
−HK$1,100/mo
Today · 4.125%
HK$42,608
baseline
▲ 0.50% · 4.625%
HK$44,854
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,216/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,393
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,712
−HK$1,339/mo
Today · 4.125%
HK$45,051
baseline
▲ 0.50% · 4.625%
HK$47,793
+HK$2,742/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,102/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,162
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,426
−HK$1,284/mo
Today · 4.125%
HK$49,710
baseline
▲ 0.50% · 4.625%
HK$52,330
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,420/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,505
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,201
−HK$1,722/mo
Today · 4.125%
HK$57,923
baseline
▲ 0.50% · 4.625%
HK$61,448
+HK$3,525/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,846/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,636
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,263
−HK$1,649/mo
Today · 4.125%
HK$63,912
baseline
▲ 0.50% · 4.625%
HK$67,281
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,824/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,981 · Scale 2, in force from 26 Feb 2026)