LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,281
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,223
−HK$957/mo
Today · 4.125%
HK$32,180
baseline
▲ 0.50% · 4.625%
HK$34,138
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,360/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,591
−HK$917/mo
Today · 4.125%
HK$35,508
baseline
▲ 0.50% · 4.625%
HK$37,380
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,016/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,338
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,468
−HK$1,148/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,966
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,425
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,510
−HK$1,099/mo
Today · 4.125%
HK$42,609
baseline
▲ 0.50% · 4.625%
HK$44,855
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,218/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,394
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,713
−HK$1,339/mo
Today · 4.125%
HK$45,052
baseline
▲ 0.50% · 4.625%
HK$47,794
+HK$2,742/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,104/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,163
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,428
−HK$1,283/mo
Today · 4.125%
HK$49,711
baseline
▲ 0.50% · 4.625%
HK$52,331
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,422/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,507
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,202
−HK$1,723/mo
Today · 4.125%
HK$57,925
baseline
▲ 0.50% · 4.625%
HK$61,449
+HK$3,524/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,850/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,638
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,264
−HK$1,650/mo
Today · 4.125%
HK$63,914
baseline
▲ 0.50% · 4.625%
HK$67,283
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,828/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$497,994 · Scale 2, in force from 26 Feb 2026)