LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,282
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$957/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,592
−HK$916/mo
Today · 4.125%
HK$35,508
baseline
▲ 0.50% · 4.625%
HK$37,380
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,016/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,338
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,469
−HK$1,148/mo
Today · 4.125%
HK$38,617
baseline
▲ 0.50% · 4.625%
HK$40,967
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,234/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,426
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,510
−HK$1,100/mo
Today · 4.125%
HK$42,610
baseline
▲ 0.50% · 4.625%
HK$44,856
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,220/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,395
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,713
−HK$1,340/mo
Today · 4.125%
HK$45,053
baseline
▲ 0.50% · 4.625%
HK$47,795
+HK$2,742/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,106/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,429
−HK$1,283/mo
Today · 4.125%
HK$49,712
baseline
▲ 0.50% · 4.625%
HK$52,332
+HK$2,620/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,424/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,507
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,203
−HK$1,723/mo
Today · 4.125%
HK$57,926
baseline
▲ 0.50% · 4.625%
HK$61,450
+HK$3,524/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,852/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,639
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,265
−HK$1,650/mo
Today · 4.125%
HK$63,915
baseline
▲ 0.50% · 4.625%
HK$67,284
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,830/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,003 · Scale 2, in force from 26 Feb 2026)