LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,285
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$957/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$34,142
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,595
−HK$917/mo
Today · 4.125%
HK$35,512
baseline
▲ 0.50% · 4.625%
HK$37,383
+HK$1,871/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,024/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,341
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,472
−HK$1,148/mo
Today · 4.125%
HK$38,620
baseline
▲ 0.50% · 4.625%
HK$40,970
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,240/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,430
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,514
−HK$1,100/mo
Today · 4.125%
HK$42,614
baseline
▲ 0.50% · 4.625%
HK$44,860
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,228/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,398
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,717
−HK$1,340/mo
Today · 4.125%
HK$45,057
baseline
▲ 0.50% · 4.625%
HK$47,799
+HK$2,742/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,114/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,168
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,433
−HK$1,283/mo
Today · 4.125%
HK$49,716
baseline
▲ 0.50% · 4.625%
HK$52,337
+HK$2,621/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,432/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,512
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,208
−HK$1,723/mo
Today · 4.125%
HK$57,931
baseline
▲ 0.50% · 4.625%
HK$61,456
+HK$3,525/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,862/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,644
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,271
−HK$1,650/mo
Today · 4.125%
HK$63,921
baseline
▲ 0.50% · 4.625%
HK$67,290
+HK$3,369/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,842/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,046 · Scale 2, in force from 26 Feb 2026)