LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,287
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,229
−HK$957/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$34,145
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$916/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,386
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,344
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,475
−HK$1,149/mo
Today · 4.125%
HK$38,624
baseline
▲ 0.50% · 4.625%
HK$40,974
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,248/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,433
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,100/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$44,864
+HK$2,247/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,402
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,721
−HK$1,340/mo
Today · 4.125%
HK$45,061
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,742/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,122/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,172
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,437
−HK$1,283/mo
Today · 4.125%
HK$49,720
baseline
▲ 0.50% · 4.625%
HK$52,341
+HK$2,621/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,440/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,517
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,212
−HK$1,723/mo
Today · 4.125%
HK$57,935
baseline
▲ 0.50% · 4.625%
HK$61,461
+HK$3,526/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,870/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,649
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,276
−HK$1,650/mo
Today · 4.125%
HK$63,926
baseline
▲ 0.50% · 4.625%
HK$67,296
+HK$3,370/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,852/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,087 · Scale 2, in force from 26 Feb 2026)