LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,288
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,230
−HK$958/mo
Today · 4.125%
HK$32,188
baseline
▲ 0.50% · 4.625%
HK$34,146
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,376/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,695
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,599
−HK$917/mo
Today · 4.125%
HK$35,516
baseline
▲ 0.50% · 4.625%
HK$37,388
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,032/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,346
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$1,149/mo
Today · 4.125%
HK$38,625
baseline
▲ 0.50% · 4.625%
HK$40,975
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,250/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,434
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,519
−HK$1,100/mo
Today · 4.125%
HK$42,619
baseline
▲ 0.50% · 4.625%
HK$44,865
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,238/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,403
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,722
−HK$1,341/mo
Today · 4.125%
HK$45,063
baseline
▲ 0.50% · 4.625%
HK$47,805
+HK$2,742/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$90,126/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,173
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,439
−HK$1,283/mo
Today · 4.125%
HK$49,722
baseline
▲ 0.50% · 4.625%
HK$52,343
+HK$2,621/mo
Deposit HK$3.98M · loan HK$9.30M · min. income ≈ HK$99,444/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,519
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,215
−HK$1,723/mo
Today · 4.125%
HK$57,938
baseline
▲ 0.50% · 4.625%
HK$61,463
+HK$3,525/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$115,876/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,652
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,278
−HK$1,650/mo
Today · 4.125%
HK$63,928
baseline
▲ 0.50% · 4.625%
HK$67,298
+HK$3,370/mo
Deposit HK$1.33M · loan HK$11.95M · min. income ≈ HK$127,856/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,106 · Scale 2, in force from 26 Feb 2026)