LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,289
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,232
−HK$957/mo
Today · 4.125%
HK$32,189
baseline
▲ 0.50% · 4.625%
HK$34,148
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,378/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,697
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,600
−HK$917/mo
Today · 4.125%
HK$35,517
baseline
▲ 0.50% · 4.625%
HK$37,389
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,034/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,347
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$1,149/mo
Today · 4.125%
HK$38,627
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,254/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,436
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,100/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$44,867
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,405
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,724
−HK$1,340/mo
Today · 4.125%
HK$45,064
baseline
▲ 0.50% · 4.625%
HK$47,807
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,128/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,175
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,441
−HK$1,283/mo
Today · 4.125%
HK$49,724
baseline
▲ 0.50% · 4.625%
HK$52,345
+HK$2,621/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,448/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,521
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,217
−HK$1,723/mo
Today · 4.125%
HK$57,940
baseline
▲ 0.50% · 4.625%
HK$61,466
+HK$3,526/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,880/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,654
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,281
−HK$1,650/mo
Today · 4.125%
HK$63,931
baseline
▲ 0.50% · 4.625%
HK$67,301
+HK$3,370/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,862/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,127 · Scale 2, in force from 26 Feb 2026)