LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,290
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,232
−HK$958/mo
Today · 4.125%
HK$32,190
baseline
▲ 0.50% · 4.625%
HK$34,148
+HK$1,958/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,380/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,601
−HK$917/mo
Today · 4.125%
HK$35,518
baseline
▲ 0.50% · 4.625%
HK$37,390
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,036/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,479
−HK$1,149/mo
Today · 4.125%
HK$38,628
baseline
▲ 0.50% · 4.625%
HK$40,978
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,256/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,437
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,100/mo
Today · 4.125%
HK$42,622
baseline
▲ 0.50% · 4.625%
HK$44,868
+HK$2,246/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,244/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,406
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,725
−HK$1,341/mo
Today · 4.125%
HK$45,066
baseline
▲ 0.50% · 4.625%
HK$47,808
+HK$2,742/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,132/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,177
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,442
−HK$1,283/mo
Today · 4.125%
HK$49,725
baseline
▲ 0.50% · 4.625%
HK$52,347
+HK$2,622/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,450/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,522
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,218
−HK$1,723/mo
Today · 4.125%
HK$57,941
baseline
▲ 0.50% · 4.625%
HK$61,467
+HK$3,526/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,882/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,656
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,282
−HK$1,651/mo
Today · 4.125%
HK$63,933
baseline
▲ 0.50% · 4.625%
HK$67,303
+HK$3,370/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,866/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,139 · Scale 2, in force from 26 Feb 2026)