LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,295
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,237
−HK$958/mo
Today · 4.125%
HK$32,195
baseline
▲ 0.50% · 4.625%
HK$34,154
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,390/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,703
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,607
−HK$917/mo
Today · 4.125%
HK$35,524
baseline
▲ 0.50% · 4.625%
HK$37,396
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,048/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,354
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,485
−HK$1,149/mo
Today · 4.125%
HK$38,634
baseline
▲ 0.50% · 4.625%
HK$40,984
+HK$2,350/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,268/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,443
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,528
−HK$1,100/mo
Today · 4.125%
HK$42,628
baseline
▲ 0.50% · 4.625%
HK$44,875
+HK$2,247/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,256/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,413
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,732
−HK$1,340/mo
Today · 4.125%
HK$45,072
baseline
▲ 0.50% · 4.625%
HK$47,815
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,144/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,184
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,449
−HK$1,284/mo
Today · 4.125%
HK$49,733
baseline
▲ 0.50% · 4.625%
HK$52,354
+HK$2,621/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,466/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,531
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,227
−HK$1,723/mo
Today · 4.125%
HK$57,950
baseline
▲ 0.50% · 4.625%
HK$61,476
+HK$3,526/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,900/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,665
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,292
−HK$1,650/mo
Today · 4.125%
HK$63,942
baseline
▲ 0.50% · 4.625%
HK$67,313
+HK$3,371/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,884/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,215 · Scale 2, in force from 26 Feb 2026)