LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,297
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,240
−HK$957/mo
Today · 4.125%
HK$32,197
baseline
▲ 0.50% · 4.625%
HK$34,156
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,394/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,705
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,609
−HK$917/mo
Today · 4.125%
HK$35,526
baseline
▲ 0.50% · 4.625%
HK$37,399
+HK$1,873/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,052/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,487
−HK$1,149/mo
Today · 4.125%
HK$38,636
baseline
▲ 0.50% · 4.625%
HK$40,987
+HK$2,351/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,272/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,446
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,531
−HK$1,100/mo
Today · 4.125%
HK$42,631
baseline
▲ 0.50% · 4.625%
HK$44,879
+HK$2,248/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,262/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,416
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,735
−HK$1,341/mo
Today · 4.125%
HK$45,076
baseline
▲ 0.50% · 4.625%
HK$47,819
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,152/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,187
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,284/mo
Today · 4.125%
HK$49,737
baseline
▲ 0.50% · 4.625%
HK$52,358
+HK$2,621/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,474/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,535
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,231
−HK$1,724/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,481
+HK$3,526/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,669
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,297
−HK$1,650/mo
Today · 4.125%
HK$63,947
baseline
▲ 0.50% · 4.625%
HK$67,318
+HK$3,371/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,894/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,252 · Scale 2, in force from 26 Feb 2026)