LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,297
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,240
−HK$957/mo
Today · 4.125%
HK$32,197
baseline
▲ 0.50% · 4.625%
HK$34,156
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,394/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,706
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,610
−HK$917/mo
Today · 4.125%
HK$35,527
baseline
▲ 0.50% · 4.625%
HK$37,399
+HK$1,872/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,054/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,488
−HK$1,149/mo
Today · 4.125%
HK$38,637
baseline
▲ 0.50% · 4.625%
HK$40,988
+HK$2,351/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,274/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,447
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,531
−HK$1,101/mo
Today · 4.125%
HK$42,632
baseline
▲ 0.50% · 4.625%
HK$44,879
+HK$2,247/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,264/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,416
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,736
−HK$1,340/mo
Today · 4.125%
HK$45,076
baseline
▲ 0.50% · 4.625%
HK$47,819
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,152/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,188
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,284/mo
Today · 4.125%
HK$49,737
baseline
▲ 0.50% · 4.625%
HK$52,359
+HK$2,622/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,474/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,535
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,232
−HK$1,723/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,482
+HK$3,527/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,670
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,297
−HK$1,651/mo
Today · 4.125%
HK$63,948
baseline
▲ 0.50% · 4.625%
HK$67,319
+HK$3,371/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,896/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,257 · Scale 2, in force from 26 Feb 2026)