LTV · monthly repayment
▼ 0.50% · 3.625%
HK$302,979
−HK$18,999/mo
▼ 0.25% · 3.875%
HK$312,403
−HK$9,575/mo
Today · 4.125%
HK$321,978
baseline
▲ 0.50% · 4.625%
HK$341,570
+HK$19,592/mo
Deposit HK$66.44M · loan HK$66.44M · min. income ≈ HK$643,956/mo (50% DSR)
Upfront cash ≈ HK$75.07M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,061
−HK$18,210/mo
▼ 0.25% · 3.875%
HK$346,101
−HK$9,170/mo
Today · 4.125%
HK$355,271
baseline
▲ 0.50% · 4.625%
HK$373,998
+HK$18,727/mo
Deposit HK$66.44M · loan HK$66.44M · min. income ≈ HK$710,542/mo (50% DSR)
Upfront cash ≈ HK$75.07M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,575
−HK$22,799/mo
▼ 0.25% · 3.875%
HK$374,884
−HK$11,490/mo
Today · 4.125%
HK$386,374
baseline
▲ 0.50% · 4.625%
HK$409,884
+HK$23,510/mo
Deposit HK$53.15M · loan HK$79.72M · min. income ≈ HK$772,748/mo (50% DSR)
Upfront cash ≈ HK$61.78M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,473
−HK$21,853/mo
▼ 0.25% · 3.875%
HK$415,321
−HK$11,005/mo
Today · 4.125%
HK$426,326
baseline
▲ 0.50% · 4.625%
HK$448,798
+HK$22,472/mo
Deposit HK$53.15M · loan HK$79.72M · min. income ≈ HK$852,652/mo (50% DSR)
Upfront cash ≈ HK$61.78M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,171
−HK$26,599/mo
▼ 0.25% · 3.875%
HK$437,365
−HK$13,405/mo
Today · 4.125%
HK$450,770
baseline
▲ 0.50% · 4.625%
HK$478,198
+HK$27,428/mo
Deposit HK$39.86M · loan HK$93.01M · min. income ≈ HK$901,540/mo (50% DSR)
Upfront cash ≈ HK$48.50M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,885
−HK$25,495/mo
▼ 0.25% · 3.875%
HK$484,541
−HK$12,839/mo
Today · 4.125%
HK$497,380
baseline
▲ 0.50% · 4.625%
HK$523,598
+HK$26,218/mo
Deposit HK$39.86M · loan HK$93.01M · min. income ≈ HK$994,760/mo (50% DSR)
Upfront cash ≈ HK$48.50M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$545,362
−HK$34,199/mo
▼ 0.25% · 3.875%
HK$562,326
−HK$17,235/mo
Today · 4.125%
HK$579,561
baseline
▲ 0.50% · 4.625%
HK$614,826
+HK$35,265/mo
Deposit HK$13.29M · loan HK$119.58M · min. income ≈ HK$1,159,122/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$606,710
−HK$32,779/mo
▼ 0.25% · 3.875%
HK$622,982
−HK$16,507/mo
Today · 4.125%
HK$639,489
baseline
▲ 0.50% · 4.625%
HK$673,197
+HK$33,708/mo
Deposit HK$13.29M · loan HK$119.58M · min. income ≈ HK$1,278,978/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$8,636,587 · Scale 2, in force from 26 Feb 2026)