LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,299
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,241
−HK$958/mo
Today · 4.125%
HK$32,199
baseline
▲ 0.50% · 4.625%
HK$34,158
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,398/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,707
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,611
−HK$917/mo
Today · 4.125%
HK$35,528
baseline
▲ 0.50% · 4.625%
HK$37,401
+HK$1,873/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,056/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,358
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,489
−HK$1,149/mo
Today · 4.125%
HK$38,638
baseline
▲ 0.50% · 4.625%
HK$40,989
+HK$2,351/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$77,276/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,448
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,533
−HK$1,101/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$44,881
+HK$2,247/mo
Deposit HK$5.31M · loan HK$7.97M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,418
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,340/mo
Today · 4.125%
HK$45,078
baseline
▲ 0.50% · 4.625%
HK$47,821
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,156/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,190
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,455
−HK$1,284/mo
Today · 4.125%
HK$49,739
baseline
▲ 0.50% · 4.625%
HK$52,361
+HK$2,622/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,478/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,538
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,234
−HK$1,724/mo
Today · 4.125%
HK$57,958
baseline
▲ 0.50% · 4.625%
HK$61,484
+HK$3,526/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,916/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,673
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,300
−HK$1,650/mo
Today · 4.125%
HK$63,950
baseline
▲ 0.50% · 4.625%
HK$67,321
+HK$3,371/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,900/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,278 · Scale 2, in force from 26 Feb 2026)