LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,302
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,245
−HK$957/mo
Today · 4.125%
HK$32,202
baseline
▲ 0.50% · 4.625%
HK$34,162
+HK$1,960/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,404/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,711
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,615
−HK$917/mo
Today · 4.125%
HK$35,532
baseline
▲ 0.50% · 4.625%
HK$37,405
+HK$1,873/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,064/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,362
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,493
−HK$1,150/mo
Today · 4.125%
HK$38,643
baseline
▲ 0.50% · 4.625%
HK$40,994
+HK$2,351/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$77,286/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,453
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,538
−HK$1,100/mo
Today · 4.125%
HK$42,638
baseline
▲ 0.50% · 4.625%
HK$44,886
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$85,276/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,423
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,742
−HK$1,341/mo
Today · 4.125%
HK$45,083
baseline
▲ 0.50% · 4.625%
HK$47,826
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,166/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,195
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,461
−HK$1,284/mo
Today · 4.125%
HK$49,745
baseline
▲ 0.50% · 4.625%
HK$52,367
+HK$2,622/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,490/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,544
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,240
−HK$1,724/mo
Today · 4.125%
HK$57,964
baseline
▲ 0.50% · 4.625%
HK$61,491
+HK$3,527/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,928/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,679
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,307
−HK$1,650/mo
Today · 4.125%
HK$63,957
baseline
▲ 0.50% · 4.625%
HK$67,329
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,914/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,332 · Scale 2, in force from 26 Feb 2026)