LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,304
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$958/mo
Today · 4.125%
HK$32,205
baseline
▲ 0.50% · 4.625%
HK$34,164
+HK$1,959/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$64,410/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,713
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,617
−HK$918/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,408
+HK$1,873/mo
Deposit HK$6.64M · loan HK$6.64M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,365
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$1,150/mo
Today · 4.125%
HK$38,646
baseline
▲ 0.50% · 4.625%
HK$40,997
+HK$2,351/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$77,292/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,456
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,541
−HK$1,101/mo
Today · 4.125%
HK$42,642
baseline
▲ 0.50% · 4.625%
HK$44,889
+HK$2,247/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$85,284/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,426
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,746
−HK$1,340/mo
Today · 4.125%
HK$45,086
baseline
▲ 0.50% · 4.625%
HK$47,830
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,172/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,198
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,464
−HK$1,284/mo
Today · 4.125%
HK$49,748
baseline
▲ 0.50% · 4.625%
HK$52,371
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,496/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,548
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,244
−HK$1,724/mo
Today · 4.125%
HK$57,968
baseline
▲ 0.50% · 4.625%
HK$61,496
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,936/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,684
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,311
−HK$1,651/mo
Today · 4.125%
HK$63,962
baseline
▲ 0.50% · 4.625%
HK$67,334
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,924/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,370 · Scale 2, in force from 26 Feb 2026)