LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,305
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$957/mo
Today · 4.125%
HK$32,205
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,410/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,618
−HK$917/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,409
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,366
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,497
−HK$1,149/mo
Today · 4.125%
HK$38,646
baseline
▲ 0.50% · 4.625%
HK$40,998
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$77,292/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,457
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,101/mo
Today · 4.125%
HK$42,643
baseline
▲ 0.50% · 4.625%
HK$44,890
+HK$2,247/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$85,286/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,427
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,747
−HK$1,341/mo
Today · 4.125%
HK$45,088
baseline
▲ 0.50% · 4.625%
HK$47,831
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,176/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,200
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,465
−HK$1,285/mo
Today · 4.125%
HK$49,750
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$2,622/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,500/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,549
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,246
−HK$1,724/mo
Today · 4.125%
HK$57,970
baseline
▲ 0.50% · 4.625%
HK$61,497
+HK$3,527/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,940/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,685
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,313
−HK$1,651/mo
Today · 4.125%
HK$63,964
baseline
▲ 0.50% · 4.625%
HK$67,335
+HK$3,371/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,928/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,382 · Scale 2, in force from 26 Feb 2026)