LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,307
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,250
−HK$958/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$34,167
+HK$1,959/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,716
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,620
−HK$918/mo
Today · 4.125%
HK$35,538
baseline
▲ 0.50% · 4.625%
HK$37,411
+HK$1,873/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,076/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,500
−HK$1,149/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$41,001
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,459
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,545
−HK$1,100/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$44,893
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,430
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,750
−HK$1,341/mo
Today · 4.125%
HK$45,091
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,743/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,182/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,203
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,469
−HK$1,284/mo
Today · 4.125%
HK$49,753
baseline
▲ 0.50% · 4.625%
HK$52,375
+HK$2,622/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,506/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,553
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,249
−HK$1,725/mo
Today · 4.125%
HK$57,974
baseline
▲ 0.50% · 4.625%
HK$61,501
+HK$3,527/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,948/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,689
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,317
−HK$1,651/mo
Today · 4.125%
HK$63,968
baseline
▲ 0.50% · 4.625%
HK$67,340
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,936/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,415 · Scale 2, in force from 26 Feb 2026)